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I'm having ongoing problems with direct debits on my consumer account. Every month, on the day the bill is due, I get an email stating that the direct debit failed. There are sufficient funds in the account. When I access online billing and click "Direct Debit", I can make a one-time payment using the exact same details that are saved for the direct debit without issue.
I have tried deleting and re-adding my direct debit details, but it doesn't seem to help.
The galling part of this is that Telstra keep disconnecting my service within 1 or 2 days of the bill being due, even though I supposedly have direct debit setup. If I pay online, I still need to phone them to notify them it's been paid as none of their systems talk to each other. To be clear, these aren't massive bills - they are disconnecting my service for a $40 bill that is two days overdue, then forcing me to spend an hour on the phone to get it reconnected. I have been a Telstra customer since 2001, but this might just be the straw that breaks the camel's back.
Every time the direct debit fails, I also have to pay a $15.00 late fee, even though they only notify me the DD has failed on the day it's due. In other words, if I don't action the failed payment immediately, it's a $15.00 penalty.
No one seems to be able to tell me what the issue is - how can I get this sorted?