Because the EPL is no longer on Foxtel I am thing of going to Optus
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That depends. Did you sign up on a month to month contract or one that had a timeframe involved?
Given that Foxtel lost the right to show EPL matches in 2016, I'd say you'd be out of contract anyway (unless you signed up for a new deal since then).
With direct debit there’s no need to give paying your bill another thought.
Avoid queuing up and never worry about late fees again.