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Telstra’s BYO are $49 for 15GB or I think it is currently 60GB for $59.
With the lease plan, yes, you save $10 per month on the outright plan, but at the end of the 2 years a fee would apply to buy out the phone.
I would suggest speaking to the dedicated disconnection team on 132200 and say “disconnection”, they are primarily based out of Adelaide and will be able to go through the different options and costs and sometimes may have other options they can offer to help meet you needs.