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I have no outstanding depts and a full time job so I’m not sure why I would fail a credit check.
Are you saying that:
Credit check does not involve checking your employment status... So that is something you just forget..
You can have bad credit check if you do "credit card" shopping - people do this for various reasons - I for example do it for frequent flyer point bonuses on sign up... But much less than I used to do because the new CC regulations... It was normal for me to sign up for CC, run whatever amount was required to get the sign up bonus and then I immediately canceled it... Could go through as many as 10 cards in a year like this... That would now ruin my check even though, I never owed anything on those cards...
But as I said - no one here has access to any details about your purchase and rejection - this is community based... You need to call Telstra to find out...